When Was Your Home Last Evaluated? (And Why It Matters)
If you’ve owned your home for five years or more, there’s a good chance its value has changed. But unless you’ve had a recent valuation, you might be working off assumptions that are now out of date.
Knowing your home’s current market value isn’t just useful when you’re ready to sell. It can affect your finances, your plans, and even your peace of mind. Here’s why it matters.
Your insurance may be outdated.
Many homeowners forget that insurance policies are based on rebuild costs. If your property has increased in value or you’ve made changes, your cover may no longer be sufficient.Renovation budgets should reflect real value.
Planning a kitchen refit or loft conversion? Understanding your home’s current value helps ensure your investment makes financial sense and adds meaningful return.Your equity position may have shifted.
You may now have more flexibility to remortgage, release capital, or plan your next move. Without an accurate valuation, you could be missing opportunities.It gives you a clear baseline for future decisions.
Whether you are staying put or thinking ahead, knowing where you stand allows you to make informed choices, not guesses.
At Charles Bainbridge, we offer confidential, obligation-free valuations for homeowners across Canterbury and the surrounding villages. If it's been a while since your property was last reviewed, now may be the right time to get a clearer picture.